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November 25, 2024
Agency

Some Insurers Are Not Insuring Kia and Hyundai Models 

Some insurers choose not to renew policies for specific Kia and Hyundai vehicles due to a sharp increase in theft incidents. These models have become attractive targets for criminals, mainly due to specific design flaws that make them easier to steal compared to other brands. Many Kia and Hyundai vehicles on the list of affected […]
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October 28, 2024
lunains

Fall Home Improvement Tips to Help Prevent Home Damage

With the leaves changing color and the air becoming crisp, now is the ideal time to prepare your home for the colder months ahead. These fall home improvement tips can help prevent damage to your property and save you from costly repairs and insurance claims. Fall Home Improvement Tips Use the following tips to keep […]
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August 21, 2024
lunains

Homeowners Insurance Coverage: Why Is It Important to Keep Your Roof Maintained?

Taking care of your roof is an essential part of owning a home, as it can significantly affect your homeowners insurance. A well-kept roof can not only shield your home from weather damage but also help keep your insurance policy valid and cost-effective. Importance of Roof Maintenance It’s essential to keep your roof maintained for […]
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July 25, 2024
lunains

Renewing Your Home Insurance? Here’s What You Need to Know

When it comes to renewing your home insurance, being well-informed is critical. Whether you’re a first-time homeowner or have been through the process before, understanding the nuances of renewal can save you money and offer peace of mind. Tips for Renewing Your Homeowners Insurance Consider the following tips for renewing your home insurance policy: Understand […]
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May 28, 2024
Agency

Will My Auto Policy Cover Commercial Use? 

As a business owner or entrepreneur, you may use your personal vehicle for commercial purposes, whether it’s making deliveries, transporting clients or conducting business-related errands. However, if you’re relying solely on your personal auto insurance policy to cover these activities, you may be in for a surprise after an accident or claim. While personal auto […]
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April 23, 2024
Agency

Does Homeowners Insurance Include Coverage for Your Roof? 

Homeowners insurance is critical to home ownership, providing financial protection against unexpected damages and losses. One key component often covered under these policies is the roof, a vital part of the home that safeguards against environmental elements. However, the extent of coverage for roof damage under homeowners insurance can vary. Will Homeowners Insurance Cover My […]
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March 20, 2024
lunains

Do I Need Business Property Insurance if I Rent My Location? 

Do you need business property insurance if you rent out your location? In the realm of business, insurance decisions can often be complex and challenging. Among these deliberations is whether organizations renting their premises truly need business property insurance. While the buildings and location may not be owned outright by the business, the significance of […]
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February 12, 2024
lunains

Why Does My Homeowners Rate Increase? 

Why does your homeowners rate increase? Homeownership brings a sense of security and stability, but the occasional increase in homeowners insurance rates can be a cause for concern. As a homeowner, you may find yourself wondering why your insurance premiums are on the rise. Factors That Affect Homeowners Insurance Rates The following factors contribute to […]
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October 3, 2023
Agency

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
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